The holiday season is here. But let’s be honest, it is certainly not in full swing. Neighbors have strung lights, and inflatable snowmen dance in the windy Portland nights. But we are not getting ready for holiday parties or big family gatherings. While some traditions remain, it is inevitable that this year’s festivities will be...
Student loans are big business. According to the Federal Reserve Bank of New York Quarterly Report on Household Debt & Credit released May 2020, outstanding student loan debt climbed to $1.54 trillion. This further cemented student loans as the...
It is not uncommon for consumers to cut back on spending during recessionary times. Typically fear, uncertainty, or job loss drive these changes in behavior. However, during the recent pandemic we have seen a spike in...
In the summer of 2019, you and your family purchased a home for $300,000. In early 2020, you see that interest rates have dropped, and you are interested in refinancing your mortgage. As part of that process, an appraiser comes to your home and...
With some sense of normalcy starting to creep back into our world, we are going to visit some of the reasons why there is a compelling argument to justify refinancing your mortgage. Let us start with some of the facts that we know. First, mortgage interest rates are near historic...
With recent changes in the retirement plan landscape, we here at Deschutes partnered with the Retirement Learning Center, to provide a video overview for Plan Sponsors. Watch this video for information on the legislative updates, how you as a Plan Sponsor can take action, and what to expect in the coming months.