The holiday season is here. But let’s be honest, it is certainly not in full swing. Neighbors have strung lights, and inflatable snowmen dance in the windy Portland nights. But we are not getting ready for holiday parties or big family gatherings. While some traditions remain, it is inevitable that this year’s festivities will be...
It is not uncommon for consumers to cut back on spending during recessionary times. Typically fear, uncertainty, or job loss drive these changes in behavior. However, during the recent pandemic we have seen a spike in...
In the summer of 2019, you and your family purchased a home for $300,000. In early 2020, you see that interest rates have dropped, and you are interested in refinancing your mortgage. As part of that process, an appraiser comes to your home and...
I’m worried about all the recent bad news and talks of a recession, what should I do? First step, take a deep breath. It is important to recognize that the economic pullback we are experiencing is driven by a health pandemic that will resolve itself over time and not a financial one. Therefore, our first […]